Fight The Algorithm. Get Paid Real Value.

The Algorithm Says Your Car is Worth $26,000. We Prove It's Worth $41,000.

Don't accept the first offer. We use comprehensive market analysis to expose lowball tactics and force insurers to pay Fair Market Value.

Get Your Free Case Review See How They Cheat You

The "Penny Scam": Why Your Offer is Low

Insurance algorithms (like CCC One and Mitchell) are designed to save the company money, not pay you fairly. Their favorite trick? Mileage Depreciation.

They pay you pennies ($0.01/mile) for your low mileage. However, the Federal and Manufacturer rates prove the market pays dollars ($0.25/mile).

  • Unicorn Car Protection: Low mileage, rare trims, and manual transmissions get ignored by their software.
  • Bad Comps: They compare your pristine car to dealer auctions and damaged units.

Market Audit: 2018 Performance Vehicle

Metric Insurer Offer TrueSpec Value
Mileage Rate $0.01 / mile $0.25 / mile
Mileage Adjustment +$240 +$6,150
Comparable Filter Local (Cheap) National (Accurate)
FINAL VALUE $26,300 $32,210
Based on real client data from Q4 2025

Market-Verified Process

We don't just guess. We generate a Comprehensive Valuation Report designed to stand up in negotiations.

1

Upload Offer

Send us your CCC One or Mitchell report and vehicle details.

2

Free Audit

We analyze the bad comps and mileage errors at no cost to you.

3

Settlement Packet

We generate a detailed 30+ page data packet ready for submission.

4

You Get Paid

Insurers settle when presented with hard data. You keep the difference.

Real Owners. Real Payouts.

"My 2020 Ford F-150 Platinum was low mileage, but they tried to pay me for a base XLT work truck. TrueSpec corrected the trim packages and the mileage calculation. The settlement increased by over $8,000."

J

Jason D.

Texas

"Invoked the Appraisal Clause to fight a lowball offer on my Porsche 911. TrueSpec's report was undeniable. The insurance adjuster didn't even argue after seeing the data."

M

Michael T.

California

Get Your Free Case Review

Upload your offer details. If we can't add value, we'll tell you immediately.

Vehicle Details

Found on registration, insurance card, or driver door sticker

Insurance Offer

Have your CCC One or Mitchell report ready — we'll request it via email after reviewing your case details.

No obligation. We respect your privacy and never sell your data.

Frequently Asked Questions

How much does this cost?
Your initial case review is completely free. If we can help increase your settlement, we work on a contingency basis — you only pay a percentage of the additional value we recover for you. No upfront costs, no risk.
What do I need to get started?
Just your insurance company's valuation report (CCC One, Mitchell, or similar) and basic vehicle details. We'll handle everything else from there.
How long does the process take?
We typically complete our comprehensive valuation report within 2-3 business days. The entire settlement process with your insurance company usually takes 2-4 weeks depending on their responsiveness.
Will this void my claim or cause problems with my insurer?
Absolutely not. Disputing a valuation is your legal right. Insurance companies are required to pay Fair Market Value, and our reports simply provide the documentation to support that value. Most insurers settle quickly when presented with solid data.